1st Advantage Federal Credit Union

Kiln Creek Branch

110 Cybernetics Way Yorktown, VA 23693

Low Rates on Auto Loans in Virginia

Low rates on pre-owned auto loans. Call us for details today!

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(757) 912-5980

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Questions? Call this Credit Union Directly at: (757) 912-5980 or Email Now.

Requirements to join

If you live, work, worship or attend school on the Virginia Peninsula (which includes Gloucester County, York County, the City of Williamsburg, James City County, the City of Newport News, the City of Hampton, and the City of Poquoson), or if a member of your immediate family is a member, you're eligible to join us.

If you are eligible to join, use the link below to open an account online.

Questions? Call this Credit Union Directly at: (757) 912-5980 or Email Now.

The Community’s Lender

For nearly 60 years, 1st Advantage Federal Credit Union has offered our members a safe and secure environment to manage their finances. We invite you to join our member owned, not-for-profit, federally insured financial co-operative.

We grant many benefits including:

• Free Checking & Bill Pay

• Low Rate Auto Loans & Personal Loans

• 1st Mortgages, 2nd Mortgages, and Home Equity Lines of Credit (HELOC)

• Low interest Credit Cards

• Business Services

That’s not all! 1st Advantage also offers a FREE Personal Finance Management tool, Budget Buddy. With Budget Buddy you can:

• Create personal budgets

• Stay on top of bills

• Track spending

• Set Alerts

• And More!

Are you interested in saving time and money? If so, use the contact form on the right and let us know! We look forward to hearing from you.

If you are eligible to join, use the link below to open an account online.

Questions? Call this Credit Union Directly at: (757) 912-5980 or Email Now.
  • Checking Accounts
  • Savings Accounts
  • Mortgage Loans
  • ATM Cards
  • Debit Cards
  • Credit Cards
  • Home Equity Lines
  • Home Improvement Loans
  • Used Auto Loans
  • New Auto Loans
  • Mortgage Pre-Approval
  • Business Accounts
  • Online Banking


If you are eligible to join, use the link below to open an account online.

Questions? Call this Credit Union Directly at: (757) 912-5980 or Email Now.
Questions? Call this Credit Union Directly at: (757) 912-5980 or Email Now.

1st Advantage Federal Credit Union

110 Cybernetics Way Yorktown, VA 23693

Kiln Creek Branch

Questions? Call this Credit Union Directly at: (757) 912-5980 or Email Now.
Questions? Call this Credit Union Directly at: (757) 912-5980 or Email Now.

Current Interest Rates:

  • Used Auto Rate: 2.95%
  • New Auto Rate: 2.95%
  • 30 Year Fixed Mortgage: 3.625%
  • Credit Card APR: 7.75%
  • Home Equity Line: 3.625%
  • Small Business Loan: Call%
  • Additional Information:

    Restrictions apply. Rates not guaranteed to be current. Contact this credit union for details. Based on individual credit history. Rates are for informational and estimation purposes only, call this credit union to see what rates you qualify for today.

Questions? Call this Credit Union Directly at: (757) 912-5980 or Email Now.

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Member Since 1986

Mar 24, 2012 by Mark P.

I have been a 1st Advantage member for over 18 years and I am grateful to have such a professional staff handling my financial transactions. During a six-month time of unemployment, 1st Advantage was willing to work with me on my payments. Things are finally getting back on track and I just want to say thank you to 1st Advantage and the considerate staff.


Experience Credit Unions , USA 5.0 5.0 1 1 I have been a 1st Advantage member for over 18 years and I am grateful to have such a professional staff handling my financial transactions. During a six-month time of unemployment
Questions? Call this Credit Union Directly at: (757) 912-5980 or Email Now.