Mortgage Rates or Refinance Your Home Loan in Buffalo & Western New York

Mortgage Rates or Refinance Your Home Loan in Buffalo & Western New York

Average Interest Rates: Buffalo, NY

  • Used Auto Rate: 3.08%
  • New Auto Rate: 2.62%
  • 30 Yr Mortgage: 3.50%
  • Credit Card APR: 7.93%
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Whether you are purchasing a house, condo or investment property, you can find the best rates at a credit union to finance a new mortgage loan or refinance your existing home loan in Buffalo, NY.

For mortgage rates or to refinance your existing home loan in Western New York, click here.

If you already own your home, refinancing your current mortgage could be a good way to lower your interest rate and your monthly payments. When refinancing your house, condo, investment or rental property it is important to find the right type of home loan, whether it is a conventional, variable or adjustable rate mortgage. Refinancing may also result in a shorter term allowing you to pay off your loan sooner.

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About Mortgage Rates and Home Loan Refinance in Buffalo

Buffalo, located in Western New York and on the Eastern shores of Lake Erie also serves as the county seat of Erie County. The city and metro area is the 2nd largest in the state of New York behind New York City of course. Buffalo is home to around 260,000 which is down significantly from it’s peak of 580,000 residents in 1950 when it was one of the largest cities in the US. The current metro area is home to 1,215,826 people.

Buffalo’s origin dates back to 1789 when it was known as New Amsterdam until 1800 when residents voted to re-name the city Buffalo. The city quickly grew with the advent of the Erie Canal. Back then, the area was booming with Great Lakes shipping, manufacturing, steel production and as a major railroad hub. Since the 1950’s the economic climate in the are has changed into more of a service economy. Many manufacturing operations have moved to foreign countries and Great Lakes shipping activity has waned.

The current economy of Buffalo is like many other cities in the region with strong financial, service and retail sectors. Due to its location near the Canadian border, many from nearby Ontario regularly shop in Buffalo because of lower prices.

The area is also well-known for its ethnic foods. With residents from all over the world, visitors and locals enjoy a variety of cuisines. Famous for Buffalo Wings which were invented at the city’s Anchor Bar, Beef on Weck (roast beef or steak on a kimmelweck bun), pierogies and kielbasa. Many food production companies such as Weber’s Mustard and Rich Products call the area home while General Mills makes Cheerios and Wheaties and Gold Medal Brand flour. Visitors and residents can sample all the ethnic fare at the Italian, Hellenic, Lebanese and National Buffalo Wing Festivals.

in 2010, Forbes rated Buffalo as the 10th best place to raise a family in the US and the city has been given the “All America City” by the National Civic League on more than one occasion.

Read more about mortgage rates and home loan refinance in Buffalo & Western New York. is here to connect people researching  the best mortgage rates or those planning to refinance their current home loan with the credit unions in the Buffalo & Western New York area that can help them.

Research mortgage rates, read reviews and compare credit unions in the Buffalo area. Use our mortgage loan calculator to estimate your monthly payments today!

Pro Sports Teams

Buffalo Bills (NFL), Buffalo Sabres (NHL), Buffalo Bisons (International League, AAA Baseball)

Nearby Cities & Towns

Tonawanda, North Tonawanda, Lackawanna, West Seneca, Sloan, Cheektowaga, Niagara Falls, Niagara, Orchard Park, Hamburg, Blasdell, Lockport, Falconer, Depew, Elma Center, Dunkirk, Batavia, Lewiston

Other Helpful Links

Refinance Your House in Buffalo, NY

Credit Union Refinance Rates in Buffalo, Western New York

Buffalo & Western New York Area Refinance Companies

Reduce Mortgage Interest Rate by Refinancing in Buffalo

Best Mortgage Rates in Buffalo, New York

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