Best Free Online Checking & Savings Accounts on Long Island, NY

Best Free Online Checking & Savings Accounts on Long Island, NY

Average Interest Rates: Westbury, NY

  • Used Auto Rate: 3.08%
  • New Auto Rate: 2.62%
  • 30 Yr Mortgage: 3.50%
  • Credit Card APR: 7.93%
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Experience Membership Banking on Long Island

Open a free online checking or savings account so you can pay your bills online, manage your account over the internet and know your balance anytime at a credit union on Long Island, NY.

To open a free checking account on Long Island, click here.

Credit unions are independent financial institutions that are a great alternative to traditional banks. Once you become a member you can start a youth savings account for your kids, get overdraft protection for your checking account, start direct deposits and experience personal banking on Long Island.

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About Free Checking Online and Savings Accounts in Long Island, NY

Long Island is located in the Southeastern part of New York on the East Coast. The Island stretches 118 miles out into the Atlantic Ocean. Long Island is 23 miles from the North shore to the South shore and is home to a total population of 7,568,304, which is roughly 39% of people living in the state of New York. There are 4 counties on Long Island and they are Kings, Queens, Nassau and Suffolk.

Overall, the island has a population density of 5,402 people per square mile, with more people living on the Western end. Long Island is the most inhabited in the United States and 17th  in the world. If it were a state, Long Island would rank 13th in population behind Virginia. The land area of the island is larger than that of the state of Rhode Island.

The counties of Kings and Queens include Brooklyn and Queens, but since the two boroughs are part of New York City, Long Island gernerally refers to Nassau and Suffolk Counties. Without the Brooklyn and Queens populations, the island is home to 2,832,882 residents.

in 1609, English navigator, Henry Hudson arrived in the area and began settling. Shortly after that time, the Dutch occupied the Western part of the island and the area and it was known as New Amsterdam. in 1640, English Puritans from New Haven, Connecticut settled the Eastern city of Southold. In 1664, the English tool control of the Dutch settlement and re-named it New York. In 1683, the English surveyed the counties of Kings, Queens and Suffolk. The English maintained control of the area through much of the Revolutionary War, only to cede the land to the US once they were defeated.

In 1898, the cities of Brooklyn and Queens were amalgamated into the city of New York. As a result, the Eastern part of Queens County was re-designated as present-day Nassau County.

The Long Island Railroad, which was first commissioned 1834 and reached the Eastern end of the island in 1844, still moves 282,400 commuters a day. The island was only accessible by boat to the rest of the United States until the completion of the Brooklyn Bridge in 1883. The commuter rails ended on the Western edge of the island and commuters finished their journey to New York City via ferry.

Long Island is known as the first suburban area of the US. The diverse population doubled every 20 years in the early days of the development of the island. The population of the area skyrocketed after World War II with many veterans returning home and moving to the island into new developments such as Levittown.

Many residents of Long Island commute to the city to work, while others work in manufacturing, agriculture and fishing. Tourism is a big part of the economy on the Eastern end of the island. is here to connect people looking for a better place to bank with credit unions in the Long Island, New York area. Contact a local credit union to open a new free checking account or savings account and learn about current promotions today.

Read more about different types of checking accounts on Long Island.

Pro Sports Teams

New York Islanders (Uniondale – NHL), New York Mets (Queens -MLB)

Cities & Towns on Long Island

Great Neck, Port Washington, Garden City, Elmont, Valley Stream, Lynbrook, Woodmere, Atlantic Beach, Long Beach, Lawrence, Baldwin, North Baldwin, Oceanside, Freeport, Merrick, Uniondale, Hempstead, Mineola, Glen Cove, Bayville, Syosset, Jericho, Hicksville, Westbury, Levittown, Bethpage, North Amityville, Massapequa, Bellmore, South Oyster Bay, Coiague, Lindenhurst, West Babylon, Deer Park, Dix Hills, Elwood, Greenlawn, North Port, Eaton’s Neck, Oyster Bay, Halesite, Huntington, Huntington Station, Melville, Plainview, Wyandanch, Montauk, West Islip, Bay Shore, Islip, North Bay Shore, Brentwood, Happauge, Smithtown, Stony Brook, St. James, Centereach, Nesconset, Terryville, Port Jefferson, East Setauket, Miller Place, Mt. Siani, Middle Island, Coram, Farmingville, Medford, East Patchogue, North Bellport, Long Island City, Ronkonkoma, Holtsville, Gordon Heights, Bohemia, East Quogue, Bellport, Mastic Beach, Mastic, Center Moriches, Ridge, East Shoreham, Rocky Point, Wading River, Calverton, Manorville, Wast port, West Hampton, Riverside, Riverbend, Aquebogue, Mattituck, Northville, Laurel, Southold, Greenport West, Flanders, Hampton Bays, Waterville, Bridgehampton, East Hampton, Southampton, Springs,  Amagansett, Sag Harbor

Other Helpful Links

Open a Free Checking Account on Nassau County, NY

Current Checking Account Promotions at Credit Unions on Long Island

Free Online Banking in Suffolk County, NY



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