Mortgage Loans or Refinance Your Home in Oakland, East Bay

Experience Membership Banking in Oakland/East Bay

Whether you are purchasing a house, condo or investment property, you can find great rates at a credit union to finance a new mortgage loan or refinance your existing home loan in Oakland/East Bay, CA.

To find a credit union in The East Bay, click here.

If you already own your home, refinancing your current mortgage could be a good way to lower your interest rate and your monthly payments. When refinancing your house, condo, investment or rental property it is important to find the right type of home loan, whether it is a conventional, variable or adjustable rate mortgage. Refinancing may also result in a shorter term allowing you to pay off your loan sooner.

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About Oakland

Oakland, located on the West Coast of California on the East end of the San Francisco Bay is the center of government of Alameda County. As of the 2010 US Census, the city had a population of 390,724 making it the 8th largest city in California. Oakland is the principle city of The Easy Bay area of CA which is part of the larger San Francisco Bay Metropolitan Area.

The city’s economy and population saw an increase in the 1860′s when the area was designated as the Western terminus of the Transcontinental Railroad. At the time of the California Gold Rush, the area was mostly used for agricultural purposes due to its fertile land and resources.   

Oakland became an important manufacturing city in the early days of automobile manufacturing. GM and Chrysler as well as other companies that once existed built manufacturing facilities in the area and the city was once referred to as the Detroit of the West. While automotive manufacturing activity still exists in the area, additional industries also call the area home. The dot com sector is well represented in the area and many household products originate in the area. The port remains among the top 5 busiest in the US.

The area is one of the most diverse in the US and has been known for political activism. In the late 1980′s and early 1990′s, hip-hop and rap music dominated the local music scene. Artists such as Too Short, Tupac, MC Hammer, Digital Underground and the Luniz to name a few originated from Oakland. Other famous groups like Tony! Toni! Tone!, En Vogue and Greenday got their start in Oakland. The city also made headlines for being the first school district to recognize Ebonics in 1996.

The political powers that be have made downtown and center city re-development a priority over the past 2 decades. Numerous condominiums and apartment buildiings were constructed. The market cooled off during the Financial Crisis of 2007 but occupancy has since rebounded.

Pro Sports Teams

Oakland Raiders (NFL), Oakland Athletics, A’s (MLB), Golden State Warriors (NBA)

Nearby Cities & Towns

Berkeley, El Cerrito, Lafayette, Oakland, Moraga, Alameda Island, Alameda, Pittsburg, Rodeo, Peidmont, Danville, Walnut Creek, Alamo, Alamo Oaks, Clayton, Crockett, Brookshire, San Ramon, Dublin, Orinda, Kensington, Fairfield, Brentwood, Clyde, Albany, Cherryfield, Hayward, San Lorenzo, Fairview, Vallejo, Antioch, Avon, Maltby, Pleasanton, Union City, Pleasant Hill, Concord, Martinez, East Bay

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